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18-L.C. MATTER , The Leading Banker ( 5th . ed .; London : Waterlow Limited , 1979 ) , p. 17-18 . Frederic S . Mishkin , The Economics of Money, Banking , and Financial Markets( Boston: Little , Brown and Co.,1986) .

19- Salah . MOUHOUBI , L Algérie à l épreuve des réformes économiques , OPU , Alger , 1998 .

20-R.A. MUSGRAVE , The Theory of Public Finance ( New York: McGraw-Hill Book Co ., 1965 ) .

21_ Abdelkrim . NAAS , Le Systeme Bancaire Algerien ( de la décolonisation à l économie de marche ) Maison Neuve et Larose ( 2003 ) .

22_ Lawrence . RITTER and William L . Silber , Principles of Money Banking and Financial Markets( 4th .ed, New York. Basic Book , Inc. Publishers . 1983 )

( 1 ) 23_ .P. S. ROSE and D. R. Fraser , Financial Institutions ( 2nd .ed.;Texas: Business Publication inc., 1995 ) .

24_K.G. SHEKHAR , Banking, Theory and Practice , Law and Foreign Exchange ( 7th. Ed.; New Delhi : Vikas house, 1982 ) . 25_ Mental . SHOLMO , Minds, Markets , and Money , Psychological Foundation and Economics Behaviour ( New york: Basic Book ., Publishers , 1982 ) .

26_ A.P. THIRWELL , Financing Economic Development ( London: The Macmillan press Ltd., 1976 ).

27_D.P. WHITING , Mastering Banking ( HongKong : Macmillan Education Ltd ., 1985 ) .

2 Articles et rapports :

1- cherif . BADOU: le systeme bancaire algerien , un systeme au service de la planification - article "Banques et Management , décembre , 1985 .

2_ BANQUE d Algérie , Evolution Economique et monétaire en algerie , rapport2001-juillet2002 .

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